Back to incident archive
Unsafe or unfair decisionsMonth 3Record demo-008

Loan model gives lower limits by postcode

Illustrative example - not a real incident.

Type of harm

Unsafe or unfair decisions

Who was affected

People

AI tool (fictional)

Example Credit Scorer

What happened

In this made-up example, an automated credit tool gave lower limits to people in some areas.

Reported impact

Example impact: some applicants received less credit than similar applicants elsewhere.

Evidence and sources

No real source - fictional demonstration.

Review status

Example: under review. In the real archive, a person will check sources before a record is marked reviewed. Finding a report with software does not make it confirmed.

Platform in development